Chase Consumer & Community Banking (CCB) serves more than60million U.S. households and 4 million small businesses with a broad range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. Customers can choose how and where they want to bank with our nearly 4,800 branches in 48 states and the District of Columbia, 16,000 ATMs, phone or digital channels. We have leading positions across each of our CCB divisions and we are ranked #1 in online banking, #1 most-visited banking portal in the U.S. (chase.com) and #1 in the JD Power US Retail Banking Satisfaction Study. Summary of our CCB businesses are:

• Consumer Banking: Serves more than 26.5mm checking households with ~$775B in deposits
  
• Business Banking: provides financial advice as well as deposit, credit and cash management products to more than 4mm small business owners with up to $20mm in annual revenue
  

• J.P. Morgan Wealth Managementoffers the full spectrum of investment services with more than $700B in assets under supervision. The business includes Chase Wealth Management, serving clients from branches, J.P. Morgan Advisors, advising clients through home offices, a new hybrid advisory unit called Personal Advisors, and Online Investing
  
• Card Services: is the #1 credit card issuer in the U.S. based on sales and outstanding. As of 4Q21, there are over $148B in loans outstanding and over 50million active credit card accounts
  
• Chase Auto:is one of the largest providers of auto financing in the U.S, with a portfolio valued over $80B. Chase offers direct lending to customers as well as commercial loans and floor plan financing to dealers. Additionally, Chase Auto enjoys a robust "private label" client list, wherein it is the exclusive subvention partner for manufacturers like Jaguar-Land Rover and Subaru.
  
• Home Lendingoffers purchase and refinance home loans, helps customers access the equity in their homes, services residential mortgage loans, and provides affordable housing solutions to customers struggling with mortgage payments.
  
• Connected Commerceis focused on achievingthe firm's goalof expanding beyond core financial services to deliver unique customer experiences and unmatched value viaLending, Loyalty, Offers & Shopping, Partner Benefits, Payments, Dining and Travel.
  

• Digital leads the delivery for our mobile and online customer experience which includes more than 60 million active digital users across all major lines of business with a total investment of $1B annually across Product, Design, and Technology. As the "front door" to many of the firms offerings through Chase.com and the Chase mobile app, Digital is focused on building products, features and services quickly, predictably and with quality.
  
• Technology fuels almost every aspect of our company and is at the heart of everything we do to enable our customers, clients and employees and is focused on delivering market-leading technology capabilities with speed and in a secure, stable and scalable way. CCB annually invests ~$4B on technology.
  
• Operations includes a global team of ~36K colleagues across a global network of service centers handling Customer Service, Fraud, Disputes and Claims, Collections and Recovery, Customer Fulfillment and Customer Communications across CCB.
  
  

As a Securitization Strategy Vice President in the Chase Auto Finance Treasury team you will take on a leadership role in the finance organization. The main responsibilities will be managing capital and liquidity initiatives. You will partner with the Chase Auto Treasury team, Consumer and Community Bank (CCB) treasury team and the capital markets team to ensure proper treatment for each of your responsibilities.

Job Responsibilities

• • Deep understanding of JPMC current and expected capital constraints
  • Continuous review of the Auto business to identify options to optimize ROE and SVA in the portfolio and translate to future strategy impacts
  • Ensure alignment between originations strategy and planned use of capital and liquidity
  • Establish recommendations on capital allocation and return targets across business segments. Monitor retail auto portfolios to ensure required levels of profitability.
  • Lead the analysis on capital markets alternative structures and their impact to ROA, ROE and SVA. Monitor Asset Back Securities market and conduct related analytics.
  • Perform ad-hoc financial analysis to investigate and assess any industry related topics and strategic options. Identify trends and draw conclusions from data
  • Monitor economic trends and prepayment rates.
  • Create and analyze alternative funding strategies. Analyze the impact of short funding, forward funding and / or match funding; when to use any one or any combination of these strategies. Develop new ideas for other funding possibilities; analyze the potential risks and rewards of those strategies.

Required Qualifications, Skills and Capabilities

• Bachelors Degree in finance, accounting, economics or subject of similar nature
• Minimum 7 years in finance or treasury in a financial services firm
• Capital market experience
• Ability to build and manage robust financial models using Microsoft Excel is a must
• Exceptional PowerPoint skills and the demonstrated ability to produce senior management presentations
• Understanding of portfolio funding concepts
• Demonstrated analytical skills

Preferred Qualifications

• Masters in Business Administration
• Working knowledge of financial applications such as Essbase, SQL and SAP will be a strong advantage

Soft Skills

• Strong interpersonal skills and ability to manage highly matrixed cross functional teams
• Proven leader with the ability to drive results on with large scale deliverables
• Ability to communicate to leadership in a concise and effective manner, both verbally and written

Candidates must be able to physically work in our Wilmington, DE or Jersey City, NJ office 3 days a week and remotely from home 2 days per week. The specific schedule will be determined and communicated by direct management.

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

The health and safety of our colleagues, candidates, clients and communities has been a top priority in light of the COVID-19 pandemic. JPMorgan Chase was awarded the "WELL Health-Safety Rating" for all of our 6,200 locations globally based on our operational policies, maintenance protocols, stakeholder engagement and emergency plans to address a post-COVID-19 environment.

As a part of our commitment to health and safety, we have implemented various COVID-related health and safety requirements for our workforce. Employees are expected to follow the Firm's current COVID-19 or other infectious disease health and safety requirements, including local requirements. Requirements include sharing information including your vaccine card in the firm's vaccine record tool, and may include mask wearing. Requirements may change in the future with the evolving public health landscape. JPMorgan Chase will consider accommodation requests as required by applicable law.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

Equal Opportunity Employer/Disability/Veterans

Base Pay/Salary
Jersey City,NJ $109,300.00 - $180,000.00 / year