Company Introduction:
Blue Ridge Bankshares, Inc. is a multi-state bank holding company that is the parent company of Blue Ridge Bank, N.A., a client-centered financial services company offering commercial banking services throughout Virginia and North Carolina. Blue Ridge Bank currently has over 500 employees with a desire to build an even larger, stronger team. Blue Ridge Bank’s mission is to create financial value and opportunity for our shareholders, customers, employees, and communities by providing evolving, flexible, and customized solutions for the needs of our clients. And, to have fun while doing it.

We strive to be more than your average community bank. We focus on meaningful growth with positive financial results. We want our products and services to improve the quality of life for our customers. Our core values are to act with integrity, to serve others, to commit to success, celebrate achievements, and to enjoy every day.

Position Title: CRA Officer & Regulatory Compliance Manager
Reports To: Chief Compliance Officer

Work Locations: Remote

FLSA Status: Exempt

Position Purpose:

This position is responsible for working with the Chief Compliance Officer in managing the Bank's Compliance Program to ensure the financial institution is assessing and managing risks and in compliance with approved policies, laws and regulations. The Community Reinvestment Act (CRA) Officer is responsible for developing, implementing, administering and providing training for all aspects of the Bank's CRA Compliance Program to meet the credit needs of the communities the Bank serves, including low and moderate income neighborhoods.

Position Responsibilities:

• Maintains current and extensive knowledge of the laws and regulatory guidelines by which the Bank is required to comply. Works with the Chief Compliance Officer to monitor federal, state, and local legislative and regulatory environment for proposed changes to laws and regulations and their potential impact on the Bank.
• Assist Chief Compliance Officer during regulatory compliance audits and examinations.
• Familiar with all phases of development and implementation of an effective compliance program. Research, review, and address employee concerns and questions on regulatory compliance.
• Assist in managing the dissemination of compliance-related information to Bank employees to ensure familiarity with compliance requirements.
• Partners with the Chief Compliance Officer and the Chief Risk Officer to review certain compliance procedures and offer risk management advice.
• Assist in managing an effective compliance environment and protocol that is in line with current industry best practices, legal and regulatory guidance, and requirements.
• Evaluates new or changed products and business initiatives for compliance risks and mitigation strategies.
• Assists with research and response to customer complaints or concerns.
• Support the organization in compliance monitoring upholding standard of compliance, integrity and professionalism both internally and externally.
• Responsible for marketing reviews to ensure compliance with applicable regulations.
• Assist the Chief Compliance Officer with compliance training for the organization.
• Assist in preparation of presentations for the Compliance Committee, including minutes
• Enhance traditional and non-traditional banking product knowledge.
• Establish, participate, and maintain relationships with community based, charitable, government, and non-profit organizations to engage the Bank's resources and assess the needs of the community.
• Develop and implement programs, with emphasis on creativity, to ensure the Bank meets the needs of the community, and attains CRA compliance goals.
• Works with the Bank's various departments to develop lending, investment, and service programs that help meet the lending needs of low and moderate income households.
• Prepares, analyzes and monitors the Bank's statistics to determine adequate loan penetration of low and moderate income households and small businesses.
• Coordinate, document and review lending, investment and service activity related to the requirements of the CRA.
• Maintains relevant CRA reports and the CRA public file including data and documentation.
• Monitors the Bank's CRA performance and suggest program modifications and improvements.
• Manage the Fair Lending program and data analysis.
• Employee will participate in at least two educational CRA updates annually, as approved by management.
• Employee will participate in required training and comply with BSA/AML policies and procedures, including USA Patriot Act, Anti-Money Laundering, OFAC and CIP compliance.
• Other duties as assigned.
• Create value for the bank and its employees.
• Be a good teammate.
• Live our core values.

Education & Certifications:

• College degree or relevant experience in a related field.

Skills:

• Two (2) years of compliance or audit experience with a financial institution.
• Five (5) years banking experience.
• Experience in regulatory compliance specific to financial institutions with a working knowledge of current regulations.
• Strong general banking experience with demonstrated knowledge of all pertinent regulatory requirements and compliance program elements.
• Effective written and oral communications skills to organize and present data, conclusions and recommendations to provide guidance.
• Strong computer skills relevant to Microsoft Office Suites (e.g., Word, Excel, Outlook).
• Knowledge of banking principles and regulations.
• Strong decision-making/problem resolution skills.
• Demonstrate strong analytical and math skills, organizational skills, and customer service skills.
• Effective verbal and written skills to effectively communicate in the English language required.

Abilities:

• Ability to maintain collaborative relationships with all employees to facilitate the three lines of defense.
• Ability to learn bank programed software.
• Ability to work all branch hours, remote or in office, including weekend and evenings.
• Ability to work within a team environment.
• Ability to read and comprehend simple instructions, short correspondence, and memos.
• Ability to read and interpret documents such as procedure manuals, general business correspondence, and/or journals, or government regulations.
• Ability to deal directly with the public, on the phone or face to face, following the Bank’s Customer Service Standards.

Benefits:

• Medical Health Care Plans: Blue Ridge Bank contributes up to $525.00 dollars towards the cost sharing of the Health Care Plans.
• Dental
• Vision
• Health Savings Account
• ESOP
• 401K
• Life Insurance
• Paid Leave Time (PLT)
• Bereavement Leave
• Observed Legal Holidays: 11 Federal Holidays
• Short Term Disability
• Long Term Disability
• FMLA Leave
• Parental Leave
• Continuing Education Plans
• Tuition Reimbursement Program

Legal Disclaimer:

It is the policy of the Blue Ridge Bank that all aspects of human resource management be conducted without regard to race (or traits historically associated with race including hair texture, hair type, and protective hairstyles such as braids, locks, and twists); sex; color; national origin; religion; sexual orientation; gender identity or expression; age; veteran status; political affiliation; disability; genetic information; and pregnancy, childbirth, or related medical conditions.

Blue Ridge Bank provides reasonable accommodation to applicants with disabilities where appropriate. Applicants requiring reasonable accommodation for any part of the application process should follow the instructions in the job opportunity announcement. For any part of the remaining hiring process, applicants should contact the Blue Ridge Bank Human Resources Department directly at HR@mybrb.bank. Determinations on requests for reasonable accommodation will be made on a case-by-case basis.